Solid Advice On How To Go About Cosmetic Surgery - jackie's bazaar

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You?re probably aware of the advantages and the possibilities involved in cosmetic surgery. You might have a favorite entertainment personality who is already familiar with plastic surgery. However, the situation may be different when you are the patient. You need to consider some important questions, and this article will help you do so.

Take the time to ask about your recovery time and post surgery needs. You may need to recuperate for some time before resuming your regular routine with some procedures. It?s vitally important that you get enough time to heal, so you should have a good idea of just how long your recuperation will take.

Surgery should be your last resort after trying other solutions. Many factors contribute to your overall appearance that will be unaffected by your surgery, so you must think about important long term lifestyle changes. Look to your eating habits and mood for possible issues to confront, before going under the knife.

Cosmetic procedures can be quite costly, and may also require you to miss work. For these 2 reasons, it?s recommended that you have a small amount of money saved for the expenses that come up from the procedure, as well as the expenses that come after the operation. This will help prevent stress and keep you focused on successfully recovering from your surgery.

You should be prepared for the pain and the scarring that accompanies cosmetic surgery procedures. A lot of people aren?t aware of the painful effects associated with cosmetic surgical procedures. You?ll heal faster if you are mentally ready for the pain you will feel in recovery.

Any cosmetic surgeon should have a good insurance policy for malpractice. This can have a huge impact on you if your procedure develops complications; a proper insurance policy will protect you from unfair out-of-pocket expenses. If your surgeon is not insured, you will want to look for alternative doctors.

It is essential that if you plan to have plastic surgery, you also know what to expect during your recovery. You must do exactly as the doctor says during this time to ensure proper healing and optimum results. The initial two weeks of recovery are the ones which impact results the greatest.

Your life could forever change when you decide to alter your appearance. Be sure to carefully consider your decisions before moving ahead. Using the information and strategies you?ve gathered here, you will surely be equipped to reach your goal.

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Related Reading:

Cosmetic SurgeryCosmetic Surgery: Art and Techniques is an atlas of general cosmetic surgery that provides precise step-by-step descriptions of the full range of techniques, supported by photographs and illustrations of the highest standard. The book is comprehensive in its scope, covering the diverse procedures performed on the head and neck, breast, abdomen, buttocks, and extremities as well as other techniques such as labioplasty, penile enhancement, and total body lift. Risks and complications are fully explained, with clear advice on how to avoid and to treat them. All of the contributors are internationally recognized experts with extensive knowledge of their subject. This book will be of value to beginners, and experienced practitioners in not only cosmetic surgery but also plastic surgery, general surgery, oral maxillofacial surgery, neurosurgery, dermatology, otolaryngology, and ophthalmology. Body Contouring Surgery After Weight LossAre you among the tens of thousands of people who have lost a dramatic amount of weight?? If so, congratulations! You did it! Those years of struggling and failed diets are behind you. Perhaps you did it through weight loss surgery. Or, perhaps it was through diet and exercise. Either way, you have created a new body and a new life for yourself.????????????????But, now that the weight is gone, are you left with extra skin? If so, it likely causes you embarrassment and perhaps hygiene problems as well. Fortunately, body contouring surgery can help restore a more natural look to your body.
The authors of this book, respected plastic surgeons, have performed hundreds of body contouring procedures on weight loss patients, and they understand your concerns as you explore having reconstructive surgery. Among the questions they answer are:
?
??????????? ??? How soon after surgery can I have excess skin be removed?
??????????? ??? Which surgery should I have first?
??????????? ??? How many surgeries can I have at one time?
??????????? ??? Should I have a tummy tuck or a body lift?
??????????? ??? Will I have much pain after contouring surgery?
??????????? ??? Can my breasts be restored to normal?
??????????? ??? Where will scars from the surgery be visible?
??????????? ??? When can I return to work and resume physical activity?
??????????? ??? What about fees? Will insurance pay?
?
The book contains 136 color illustrations and photos, including dozens of "before & after" photos of surgery patients, as well as an appendix, resource section, glossary, and index.

Tags: cosmetic surgery

Source: http://www.jackiesbazaar.com/womensinterests/cosmetic-surgery/solid-advice-on-how-to-go-about-cosmetic-surgery

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Race To The Finish at Sheldon Hills With Three Homes Remaining ...

?This is the last chance you have to become a part of this special setting,? explains Garrett Melahn, Community Sales Manager for The Ranch at Sheldon Hills. ?So many of today?s buyers refuse to feel bound by tiny lot sizes that have become the ?norm?. With our 2+ acre parcels, you now, literally, have 10-12 times the space of traditional neighborhood layouts. Here, your neighbor is never too close for comfort, and the chance to have that is dwindling. The last remaining luxury estate homes are under construction now and there are only three left!?

The most popular design has been the Tucson, and with only three left in the entire neighborhood, now is the time to take a look at why. Located on home sites 21, 31, and 32 they are newly released single story four bedroom, plus a den, two and a half bath, and three car side-loaded garages. The Tuscons offers an open, split floor plan with dual master bedrooms, an inviting entry that flows into an oversized family room that is geared towards entertainment, with a wall of picture windows. The final release of Tuscons offer the highly sought after ?Platinum Package? upgrades. The Platinum Option packages includes tens of thousands of dollars worth of the industry?s top of the line upgrades; Upgraded tile flooring in all wet areas, granite slab countertops with backsplash, stainless steel appliances, and dual ovens prepare you for entertaining friends and family. Situated on 2+ acres there is no other value that compares these Tuscons. You truly ?live the dream? in this home. The Scottsdale is available starting at $584,900 when using JTS?s preferred lender.

Useable Acreage
With 2 + acre parcels, you can have your home work for you. Create your own farmers market and enjoy fresh, healthy choices year round. Nowhere else in the area can you choose from so many produce and even livestock options. Your ?homestead? will save you money by becoming your personal supermarket.

?Compare the value difference in our new homes on acreage,? explains Melahn Community Sales Manager for The Ranch at Sheldon Hills, ?At Sheldon Hills our amenities extend beyond the walls of our homes. The acreage allows the privacy and usability that is so coveted in today?s market. You can create a personal retreat that will last you the rest of your life.?

*To get more information on The Ranch at Sheldon Hills, from Sacramento take Highway 50 to the Sunrise exit and go south. Turn left on Jackson Highway to Sloughhouse Rd., turn right and go two miles then turn right at the Sheldon Hills entrance to the model. The sales office is open Friday through Tuesday from 10 am to 6 pm. For more information, contact the sales office at (916) 484-5226. Broker coops are welcome and well received at 3%.

Source: http://jtscommunities.com/2012/12/29/race-to-the-finish-at-sheldon-hills-with-three-homes-remaining-plus-stunning-model/

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Ag secretary sees common ground on gun control

WASHINGTON (AP) ? Agriculture Secretary Tom Vilsack says the Newtown school shootings have changed the gun control debate and that rural America is ready to be part of a national conversation that he believes could bring people together.

Vilsack says the debate has to start with respect for the Second Amendment right to bear arms and a recognition that hunting is a way of life for millions of Americans.

But Vilsack said that the nation has reached "a different circumstance" in the gun control debate. It will take time, but it's now "potentially a unifying conversation," he said. President Barack Obama recognizes that changes to gun laws can't just be decreed from Washington but must come from the "grassroots up."

Vilsack was interviewed Sunday on CNN's "State of the Union."

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/f70471f764144b2fab526d39972d37b3/Article_2012-12-30-Gun%20Control-Vilsack/id-855cbbdf90934a4db7b2415548608251

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Djurisics career night leads Dogs past Florida AM

ATHENS -- Nemanja Djurisic scored a career-high 21 points and Georgia won its third straight Saturday 82-73 over Florida A&M.

For Georgia (5-7), Kentavious Caldwell-Pope scored 11 and Brandon Morris 10.

Florida A&M (4-8) was led by Muhammad Abdul-Aleem, who came off the bench to score 16 points and grab a game-high 11 rebounds. James Adams added 12 and Markee Teal 10.

Georgia led the entire game, mostly by double figures, but the Rattlers took advantage of a 7-minute cold spell by the Bulldogs in the second half to cut the deficit to six, 53-47, with 12:53 to play.

But Donte' Williams and Caldwell-Pope combined for three baskets in the paint to push the lead back to 59-47.

The Rattlers hit 7 of 15 3-point shots in the first half, but missed all 11 long-range shots in the second half. Florida A&M also struggled from the line, hitting 12 of 25 attempts.

The first half was a shooting clinic as both teams hit well from beyond the 3-point line. The Bulldogs made 7 of 11 from long range.

Florida A&M's problem, however, was that it had trouble shooting inside the arc. The Rattlers made 7 of 19 from inside the line, and five of those two-pointers came in the last 4 minutes of the half.

Georgia's Caldwell-Pope entered the game as the leading scorer in the Southeastern Conference, averaging 18.1 points per game. He was scoreless until he converted a breakaway opportunity with a slam dunk with 5:25 to go in the half.

Georgia scored the first eight points of the game. Back-to-back 3s by Florida A&M's Jamari Bradshaw closed the deficit to 17-15 with 11:27 to go in the half. But a 15-0 run by the Bulldogs pushed Georgia to a 42-24 lead, capped by Djurisic's 3-pointer with 4:06 to go before halftime.

Georgia led 49-36 at intermission.

The Bulldogs started slowly in the second half, scoring just one field goal in the first 7 minutes. The Rattlers got within six at 53-47 when Onyekachukwu Odi hit a pair of free throws with 12:53 to play.

Georgia responded with three baskets in the paint, a dunk by Williams, a follow by Caldwell-Pope and a layup by Williams to stretch the lead to 59-47.

Florida A&M made one last surge, cutting into the lead 78-71 with 42 seconds to go after a basket by Adams. The Rattlers forced a turnover on the inbounds play but another missed 3 ended the comeback attempt.

Source: http://www.accessnorthga.com/detail.php?n=256622

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After the tornado: Watsonville's Kitayama Bros. nursery repairs damage from wind storm

WATSONVILLE -- Crews scrambled Thursday to repair a greenhouse and save hundreds of gerbera daisy plants after a tornado ripped through the Kitayama Bros. nursery on San Andreas Road.

Saturday morning, the tornado crushed one greenhouse and left three others a mess of twisted metal and shredded fiberglass. A fifth greenhouse, filled with red and yellow gerberas, was heavily damaged, putting the festive flowers at risk from rain and chilly temperatures.

Robert Kitayama, president of the company, said damages would exceed $100,000.

"Every farmer will tell you, it's always something," Kitayama said, shrugging off the loss. "It's the well. It's the weather. It's something."

A tornado, though, is unusual here.

"It's definitely a pretty rare occurrence," said Logan Johnson, a meteorologist at the National Weather Service in Monterey. "It's something that can go several years between happenings."

Johnson confirmed the incident after visiting the nursery Wednesday and evaluating radar data. He described it as a weak tornado with winds of about 75 mph. It emerged as a water spout on the Monterey Bay and then headed inland about a mile on a path 20 yards wide.

The nursery is about a quarter mile from the coast.

Kitayama said the greenhouses were hit about 7 a.m. A few minutes later, he said, crews would have been inside clipping flowers, and the consequences could have been worse.

As it is, the nursery lost as much

as 25 percent of its lisianthus, a delicate, hard-to-grow flower that's a company specialty.

The nursery also lost part of its gerbera crop, though so far not the plants that typically produce for three years.

Kitayama said 3,000 no longer marketable gerbera blooms were sent south Thursday, a donation to Cal Poly's float in the annual Tournament of Roses Parade.

While he'll likely be short blooms for the big floral holidays of Valentine's Day and Mother's Day, "it's not a make or break" situation, he said.

The nursery lost about 40,000 square feet of its 1.8 million square feet of greenhouse space. He's also waiting to see how much of the loss insurance will cover.

Johnson said the last record of a tornado touching down in Watsonville was 10 years ago, though they aren't always reported.

If the nursery hadn't been hit and the greenhouses damaged, the twister may have whipped through the surrounding fallow agricultural fields unnoticed, Johnson said. His office only learned of the tornado because Kitayama called.

"People think we know about everything with all the computers, satellites and radar, but we don't. That's why the human element is so important to what we do," he said.

Follow Sentinel reporter Donna Jones on Twitter at Twitter.com/DonnaJonesSCS

Source: http://www.santacruzsentinel.com/weather/ci_22271186/after-tornado-watsonvilles-kitayama-bros-nursery-repairs-damage?source=rss_emailed

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'Boys-'Skins:?Fitting finale to '12

Romo and Dallas battle RG3 and Washington for the NFC East title Sunday night (NBC)

/ Reuters file; AP file

updated 1:27 a.m. ET Dec. 29, 2012

Greg Bedard

After 255 games, the NFL regular season will come down to one of the league?s most historically intense rivalries ? Cowboys at Redskins ? on Sunday Night Football.

The NFC East title is on the line, and with it, an automatic berth into the postseason. The Cowboys have to win to claim their first postseason berth since 2009. The Redskins could lose and still return to the playoffs for the first time since 2007, but only if the Bears and Vikings drop their earlier games.

Both teams enter the game hot. The Redskins have won six straight, while the Cowboys have won four of six.

Not a bad setting for the 106th edition of this rivalry.

"When you think about the Cowboys and Redskins, it's always been a rivalry," Cowboys linebacker DeMarcus Ware said. "Now there's a little bit more at stake. This is like a statement game, one of those games where you can prove to a lot of people no matter what goes on with your team, guys being (injured), you can get a win. You can still play well because it's a team game. It's not just one player out there playing."

There is probably more pressure on the Cowboys (8-7) than the Redskins (9-6). This is the third time in five years Dallas has faced a win-and-in scenario on the road in its final game. Each previous time, not only have the Cowboys lost, they?ve completely flamed out: 44-6 vs. Philadelphia in 2008 and 31-14 vs. the New York Giants (31-14) last year.

Naturally, most fans are expecting the same old Cowboys to show up at FedEx Field, something the players are keenly aware of.

?It can?t be the same ol? story,? tight end Jason Witten said. ?It?s hard to get in this situation and play for a division title. It?s a great opportunity for us. Hopefully those past experiences have helped develop us so we can be better in this situation. But it is, it?s a different experience. Obviously, different opponent and it?s going to be a tough challenge.?

For the Redskins, this is uncharted territory for many of their players, including standout rookie quarterback Robert Griffith III.

"For guys like myself (and) the other rookies, we're fresh into this rivalry," Griffin said. "But we can definitely sense how the fans feel, how some of the guys who have been here for many years feel about the Cowboys, and that's the mindset we have to take on. We're doing it for them. We're doing it for the fans."

One more go ?round for the NFL and the NFC East. Time to see who wants to keep playing. This is more than a statement game, this is a defining game for those that enter.

A look at the three keys for each team heading in Sunday night?s game:

COWBOYS
Stop Alfred Morris: Everyone knows how dangerous of a weapon Griffin can be because you have to fear the run and the pass with him. The Cowboys need to do everything they can to make the Redskins more predictable and one-dimensional, and that means you need to them in bad down and distance situations, particularly on third down.

You do that by stopping rookie running back Alfred Morris, who has 1,413 yards. In the first matchup against the Cowboys, Morris had 113 yards and a touchdown on 24 carries. He?s had at least 20 carries in the Redskins? last seven games.

Limiting Morris is going to be a tough chore for the Cowboys because they?re so beat up. Nose tackle Jay Ratliff is out, and outside linebacker DeMarcus Ware (elbow/shoulder) will have limited reps. Ware will gut it through, but it might not be enough with down to backups Dan Connor, Ernie Sims and Alex Albright at inside linebacker. Sims is questionable after dealing with a concussion.

If Morris is able to run wild and set up Griffin, the rest might not matter.

Grind it out through the air: Because the Redskins are so dynamic offensively and the Cowboys are so beat up, the Cowboys would greatly benefit by winning the time of possession battle. You usually do that on the ground, but the Cowboys are so anemic running the ball ? DeMarco Murray has averaged 3.7 yards per carry since returning from a foot injury.

And he?ll be facing the fifth-ranked Redskins rush defense (95.5 yards per game), that it will be up to quarterback Tony Romo to control the game by throwing it. Romo has been hot in December ? 66.4 completion percentage, 1,328 yards with 10 touchdowns and one interception ? so they need to ride him again.

Keep throwing: The combination of Romo to receiver Dez Bryant has been on fire with 10 touchdowns in the past seven games, including last Sunday?s nine-catch, 224-yard and two-touchdown performance against the Saints. Bryant had eight catches for 145 yards and two touchdowns in the Thanksgiving game against the Redskins.

Washington doesn?t really have anybody to cover Bryant. DeAngelo Hall couldn?t contain him last year, so they tried Josh Wilson this year to no avail. The Redskins could also try rookie Richard Crawford, or the unheralded D.J. Johnson, who had a rough game against the Eagles last week. Even the safety play has been spotty.

In short, Romo and the Cowboys should be able to throw against the Redskins and make some plays, provided the improved offensive line gives him the opportunity.

REDSKINS
Make Romo eat elsewhere: The Cowboys will want to pass, and Romo will try to feed Bryant and tight end Jason Witten. Don?t let them. Double-team Bryant with a safety over the top, and pound/re-route Witten as soon as he breaks off the line.

Make Romo try to beat you throwing to unreliable Miles Austin, Kevin Ogletree and Dwayne Harris, and with checkdowns to backs DeMarco Murray and Felix Jones.

The odds are strong that Romo and the Cowboys won?t be able to outpoint the Redskins that way.

Block Anthony Spencer: Cowboys right outside linebacker DeMarcus Ware gets all the accolades, which he should as a perennial All-Pro with 11.5 sacks this season. But left outside linebacker Anthony Spencer has been very good of late as he finished his contract before becoming a free agent.

Ware will wear a brace on his injured right shoulder and have his reps limited, so it will be up to Spencer to pick up the pace. He?s a big key against the Redskins? read-option run game, and has done a great job in that area this season. Spencer is also an emerging pass rusher.

The Redskins are a bit weak at right tackle with starter Tyler Polumbus (concussion) cleared but questionable. Backup Maurice Hurt had some issues last week against the Eagles that he can?t afford against a talent like Spencer.

Don?t stop attacking: The Redskins led the Cowboys 28-3 on Thanksgiving and nearly blew the game. Dallas has made a living out of falling behind early and then rallying for either victory or a close defeat.

The Redskins must continue to put distance between themselves and the Cowboys, because once Romo gets in a groove, he?s hard to stop.

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Source: http://nbcsports.msnbc.com/id/50315886/ns/sports-nfl/

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Fewer US banks failing as industry strengthens

WASHINGTON (AP) ? U.S. banks are ending the year with their best profits since 2006 and fewer failures than at any time since the financial crisis struck in 2008. They're helping support an economy slowed by high unemployment, flat pay, sluggish manufacturing and anxious consumers.

As the economy heals from the worst financial crisis since the Great Depression, more people and businesses are taking out ? and repaying ? loans.

And for the first time since 2009, banks' earnings growth is being driven by higher revenue ? a healthy trend. Banks had previously managed to boost earnings by putting aside less money for possible losses.

Signs of the industry's gains:

? Banks are earning more. In the July-September quarter, the industry's earnings reached $37.6 billion, up from $35.3 billion a year earlier. It was the best showing since the July-September quarter of 2006, long before the financial meltdown. By contrast, at the depth of the Great Recession in the last quarter of 2008, the industry lost $32 billion.

? Banks are lending a bit more freely. The value of loans to consumers rose 3.2 percent in the 12 months that ended Sept. 30 compared with the previous 12 months, according to data from the Federal Deposit Insurance Corp. More lending fuels more consumer spending, which drives about 70 percent of economic activity. At the same time, overall lending remains well below levels considered healthy over the long run.

? Fewer banks are considered at risk of failure. In July through September, the number of banks on the FDIC's confidential "problem list" fell for a sixth straight quarter. These banks numbered 694 as of Sept. 30 ? about 9.6 percent of all federally insured banks. At its peak in the first quarter of 2011, the number of troubled banks was 888, or 11.7 percent of all federally insured institutions.

? Bank failures have declined. In 2009, 140 failed. In 2010, more banks failed ? 157 ? than in any year since the savings and loan crisis of the early 1990s. In 2011, regulators closed 92. This year, the number of failures has trickled to 51. That's still more than normal. In a strong economy, an average of only four or five banks close annually. But the sharply reduced pace of closings shows sustained improvement.

? Less threat of loan losses. The money banks had to set aside for possible losses fell 15 percent in the July-September quarter from a year earlier. Loan portfolios have strengthened as more customers have repaid on time. Losses have fallen for nine straight quarters. And the proportion of loans with payments overdue by 90 days or more has dropped for 10 straight quarters.

"We are definitely on the back end of this crisis," says Josh Siegel, chief executive of Stonecastle Partners, a firm that invests in banks.

The biggest boost for banks is the gradually strengthening economy. Employers added nearly 1.7 million jobs in the first 11 months of 2012. More people employed mean more people and businesses can repay loans. And after better-than-expected economic news last week, some analysts said the economy could end up growing faster in the October-December quarter ? and next year ? than previously thought.

That assumes Congress and the White House can strike a budget deal to avert the "fiscal cliff" ? the steep tax increases and spending cuts that are set to kick in Jan. 1. If they don't reach a deal, those measures would significantly weaken the economy.

Banks have also been bolstered by higher capital, their cushion against risk. Banks boosted capital 3.8 percent in the third quarter, FDIC data show. And the industry's average ratio of capital to assets reached a record high.

On the other hand, many banks are no longer benefiting from record-low interest rates. They still pay almost nothing to depositors and on money borrowed from other banks or the government. But steadily lower rates on loans other than credit cards have reduced how much banks earn.

"This interest-rate pressure on the banks becomes very difficult to overcome," says Fred Cannon, chief equity strategist and director of research at Keefe, Bruyette & Woods. "It's a big headwind for banks."

Many banks have reported lower net interest margin ? the difference between the income they receive from loans and the interest they pay depositors and other lenders. It's a key measure of a bank's profitability.

The industry's average net interest margin fell to 3.43 percent in the third quarter from 3.56 percent a year earlier.

Some big banks have also cautioned that their earnings are up mainly because they've shed jobs, bad loans and weak businesses rather than because of an improved economy. They include JPMorgan Chase & Co., Bank of America Corp., Citigroup Inc. and Wells Fargo & Co. All managed to recover from the financial crisis in part because of federal aid.

Small and midsize banks have taken longer to rebound. They held risky commercial real estate loans used to develop malls, industrial sites and apartment buildings. Many such loans weren't repaid. But as the economy has strengthened, fewer such loans have soured, and many small and medium-size banks have recovered.

For example, at M&T Bank Corp., a regional institution based in Buffalo, N.Y., net income soared in the third quarter. M&T attributed its gain to reduced loan losses and higher mortgage revenue. The bank repaid the remaining $381 million of the $600 million in bailout aid it had received during the crisis.

Yet analysts say regional banks are still feeling squeezed from reduced borrowing by companies.

Many banks complain they've been hampered by new regulations, especially stricter requirements for the capital they must hold to protect against unexpected losses. Rules enacted after the crisis have compelled some banks to move more capital into reserves and reduce the amount available to lend.

Some of the biggest banks say their customers have held off on borrowing in part because of slower global growth and concern about the "fiscal cliff."

To avoid a collapse, some weak banks have sought mergers with larger institutions. In the July-September quarter, 49 banks were absorbed in mergers, up from 45 in the April-June quarter, FDIC data show.

The torrent of failures after the crisis and the increased mergers have thinned the number of banks to 7,181 with about 2.1 million employees as of Sept. 30. That compares with 8,451 banks with 2.2 million employees in the second quarter of 2008.

"The pressure is on to consolidate the industry," says Siegel of Stonecastle Partners. He thinks more than 1,000 banks will be absorbed within five to seven years.

Consider BancTrust Financial Group Inc., based in Mobile, Ala., with around $1.3 billion in assets. Burdened with bad loans tied to Florida real estate, the bank couldn't repay $50 million in federal bailout aid it received during the meltdown, and it struggled to stay profitable. So it decided to put itself up for sale.

It's now being acquired by Trustmark Corp in Mississippi, which has about $9.9 billion in assets. The acquisition will help Trustmark expand in Florida and Alabama.

"Some of the smaller (banks) are just throwing up the flag," says Cornelius Hurley, a former counsel to the Federal Reserve Board who heads Boston University's Center for Finance, Law and Policy.

___

To see a list of Bank failures in 2012, view this interactive: http://hosted.ap.org/interactives/2012/banks/

Source: http://news.yahoo.com/fewer-us-banks-failing-industry-strengthens-135411347--finance.html

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